If you are an adult looking to live on your own, you’ve likely thought about your insurance policies. As you get older, there will be more in your life that you want to protect against harm, bad luck, or tragedy. From home insurance to health insurance, and everything else on the menu, a reputable insurance broker can be the perfect person to assist you. Today, we are going to explore the services that an insurance broker like Elite Insurance can provide. By the end of our discussion, you will be ready to ensure your health and protect your future!

An insurance broker is an institution that is regulated by the state within which they work. These licensed facilities are heavily regulated and certified to ensure that all employees meet the stringent standards. Through their training and work in the field, an insurance broker will be able to employ a vast array of knowledge to help you select how much insurance coverage you need. What’s more, an insurance broker can help lead you to money-saving options that allow you to live better without sacrificing the quality of your insurance plan.

Insurance brokers are not the same as insurance brokers, because brokers do not work for an insurance company. Insurance brokers work directly with their clients with the end goal of providing an actionable insurance solution that is perfect for their clients. Insurance brokers are not buoyed by selling expensive policies, rather, they are focused on finding the perfect policy to fit the needs of their specific client. For this reason, many clients will opt to turn to an insurance broker rather than a traditional home insurance agent.

If you are looking to protect your financial future, consider calling upon Elite Insurance, today. From auto insurance to home insurance and everything in between, Elite Insurance is here to help.

If you are living anywhere but downtown in the city, you probably have or desire your own vehicle. Driving a car can offer limitless freedom to journey throughout the country, but you still have to pay for auto insurance. Auto insurance is legally mandated and vehicle owners must keep theirs registered and updated. Despite being a monthly expense, your car insurance will protect you and those around you in the event of injury or accident. As you can see, it is pretty important to make sure that you have the right auto insurance. Today, we are going to walk you through the process of selecting the best car insurance available at Elite Insurance!

As you start your auto insurance journey, you are going to want to reach out to a reputable insurance broker to lead the way. An insurance broker, such as those available at Elite Insurance, will be armed with the knowledge and know-how to lead you to the right car insurance policy for you. Insurance brokers are focused on perfect client satisfaction rather than upselling policies due to how the organizations are structured. As a result, when you get advice from Elite Insurance, you know you are getting quality care.

If you don’t want to go straight to your Elite Insurance broker, you can start by deciding what kind of coverage you are looking for. Liability coverage will be the most common starting point when researching auto insurance prospects. From there, you will have to decide how much insurance coverage you will need. The more comprehensive your auto insurance plan becomes, the more expensive it can be.

At the end of the day, finding the right car insurance is about talking to the right insurance broker. Call on Elite Insurance today to find the perfect car insurance plan for your vehicle.

Do you have a spouse, children, or aging parents? If someone depends on your income or your contributions to live, then you need life insurance. Even if you’re not the breadwinner in your household, your family depends on you in other ways. For example, a stay-at-home mom is responsible for a lot of the household responsibilities, so consider the amount it would take to fulfill all of those same responsibilities. For breadwinners who may already have life insurance provided through your employer, an individual life insurance policy can provide extra protection with additional benefits you won’t get from supplemental insurance through your work’s group life policy

We worked with our insurance partners, designers, and engineers to design as delightful of an application process as an application for life insurance could be. The application begins by checking if you are a real person (no robots), followed by questions about your health and lifestyle. We make sure your information is protected with encryption, and we do not sell your personal information to third parties. Once we have enough information, if approved, we recommend a coverage amount and monthly price that makes the most sense for you.

From phone plans to back-to-school shopping, there are a lot of little expenses that add up quickly. To maintain your family’s lifestyle whatever comes their way, a life insurance policy can help provide the means to cover life’s mundane and even unexpected expenses.

Commercial insurance is a type of insurance policy that protects you from any unexpected events that could adversely impact your business. Commercial insurance, otherwise known as business insurance, is absolutely vital to running a successful enterprise. If you are going into business, you should consider calling on the team at Elite Insurance to discuss your policy needs. If you are still shopping for a policy, let’s introduce you to a few tips that you might want to employ as you shop around.

Business insurance is required if you want to protect yourself from commercial liability. If you have a customer that falls on your property or an employee who is injured at work, your business insurance will step up to protect both your business and the injured party. Additionally, commercial insurance can help to protect you from lawsuits pertaining to damages or medical expenses. In truth, your business insurance can provide help in a wide range of areas. If you are interested in this kind of protection, speaking to the brokers at Elite Insurance can be the perfect place to start.

When shopping around for an insurance broker to provide you with business insurance, prioritize companies with advanced experience. Teams like Elite Insurance have navigated throughout the industry for a long enough time that they know what to expect. As you work with Elite Insurance, keep a running list of reasons as to why you might need protection with your small business. Understanding the potential risks that your company faces can help your insurance broker to find an appropriate policy for your business. Don’t hesitate to ask advanced questions about your policy and feel free to lean on the experience that Elite Insurance provides.

Insurance for a business doesn’t have to break the bank. But small businesses often find themselves overpaying for general liability, commercial auto, and other policies. What are some ways small business owners can save money on insurance?

1. Take a deep look at your insurance policy(s) with an agent to determine if you’ve got the proper coverage. If you’re paying for a policy with higher aggregate limits than necessary, it can inflate your costs.
2. Your agent can also help you determine if there is an overlap in coverage between policies or if you’re paying for an insurance that isn’t necessary for your small business.
3. If your business can afford to pay a higher deductible in the case of a covered loss, this can reduce your monthly premiums.
4. You can sometimes reduce workers compensation premiums by implementing safety programs, risk management procedures, and training for your employees.
5. Consider bundling separate insurance policies (such as general liability and commercial property insurance) under a business owners policy. It can often reduce costs and many insurance companies offer a customized business owners policy to suit your needs.
6. Find out if your commercial auto insurance offers safe driving discounts. Conduct background checks and obtain driving histories on employees. An employee with a poor history can increase your rates significantly.

DO NOT cut corners in an effort to reduce your costs. You want to be sure your small business has ample coverage to protect you in case of a disaster. The last thing you need is to be underinsured.

If you are looking to protect your financial future, consider calling upon Elite Insurance, today. From auto insurance to home insurance and everything in between, Elite Insurance is here to help.